Commercial Banking

Meet your expert team.

DFCU Financial's Commercial Banking team can assist you with everything from simple requests to complex financing when it comes to your business.


Our simplified product line and levels of financial guidance positions us as the only financial relationship you'll need. Simply put, we understand business.

Photo of Phil Kapanowski

Phil Kapanowski
Managing Director - Commercial Banking

Email Phil Kapanowski

Phil holds a Bachelor of Arts degree in Finance from the University of Detroit and an MBA in Management from Wayne State University. Phil has spent the majority of his 35 years in Commercial Banking assisting small and mid-sized companies with their commercial banking and financing needs.

 


Photo of Nick Fadel

Nick Fadel
Managing Director - Commercial Banking

Email Nick Fadel

Responsible for managing and growing the Commercial Banking team here at DFCU, Nick has been providing financial solutions to commercial banking clients for over 30 years. Vast experience in credit underwriting, business development and management of commercial loan portfolios.


Photo of Tim Hartley

Tim Hartley
Assistant Vice President - Commercial Banking

Email Tim Hartley

Tim holds a Bachelor of Arts degree in Finance from Michigan State University, and has eight years of industry experience. Tim has experience in both commercial lending and operational finance, enabling him to better understand your business in order to craft unique solutions.


Photo of Christien Brow

Christien Brow
Vice President - Treasury Management Manager for Commercial Banking

Email Christien Brow

Christien holds a Bachelor of Arts from Michigan State University and has twelve years of experience as a Treasury Management professional, working with clients across multiple industries to provide cash management and fraud mitigation solutions. She takes a consultative approach with her clients, learning the unique operations of each business, and helps to implement effective banking practices. 

 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

DFCU Financial - Copyright © 2021 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.